How to Use Your Custom Chat from Home Loan Teacher

A Quick-Start Guide to Getting the Most from Your Interactive Chat

👋 Meet Your Mortgage Mentor

Hi! I’m Leissa, the woman behind Home Loan Teacher. I’m not a lender—but I was one, for over 40 years. I created HLT to share what really happens behind the scenes in the mortgage world—so you can navigate your loan journey with confidence.

These interactive chats aren’t just “AI”—they’re me, speaking to you through carefully designed, plain-English conversations that reflect my experience, my strategies, and my voice. Each chat takes hours to build because I want it to feel like we’re having a real conversation—one where you walk away smarter, not more confused.

💬 What Is a Custom Chat?

These chats are powered by ChatGPT—but they’re trained with my knowledge and input, so they behave more like your personal mortgage coach than a generic chatbot.

They're designed to:

🔸Explain tricky financial concepts in plain English

🔸Answer common (and not-so-common) home loan questions

🔸Give you a safe place to explore ideas before talking to a lender

🛠️ How to Use the Chat (Step-by-Step)

✅ 1. Sign in to ChatGPT (It’s Free!)

To access the custom chat, you’ll be asked to sign in or create a free ChatGPT account. It only takes a moment, and yes—the free version works just fine!

🔸No subscription required

🔸No credit card needed

🔸Just a quick sign-up, and you're in!

💡 Note: If you see a screen asking for payment, you’ve accidentally clicked on a ChatGPT Plus plan. You don’t need it! Look for the free option instead.

✅ 2. Start with a Suggestion—or Ask What’s Really On Your Mind

You’ll see a few clickable conversation starters when the chat opens.

These are just ideas to help you get going.

But here’s the magic:
You can ignore those suggestions and type any question you have directly into the chat box. This tool is here to serve you—so don’t be shy!

For example, just ask:

👉 “How do I know if I’m financially ready to buy a home?”
or
👉“My credit score is low—what can I do to improve it?”

🧠 Step 3: It’s Smart—But It’s Also Me

Remember: this isn't just an AI assistant. It’s a curated chat built by me, Leissa, using the real-world strategies, insights, and tips that I’ve taught for decades.

🔸I’ve trained it to reflect my personal approach 👉❇️➡️🔸

🔸It pulls from my actual writing, checklists, resources and real world experiences.

🔸Plain English breakdowns I’ve used to teach first time homebuyers for decades.

The chat may be AI-powered, but it’s not AI-generated fluff. Everything it says is based on:

🔸My real-world experience

🔸My own writing and resources

🔸Plain-English breakdowns I’ve used to teach first-time homebuyers for decades

It won’t give you legal or lending advice—but it will help you understand what’s going on, what to watch out for, and how to move forward wisely.

📝 Pro Tips for First-Time Users

✅ It’s interactive! You can go back and forth, just like texting a friend.

✅ Don’t worry about wording your question “perfectly.” Just be yourself.

✅ It’s private. No one sees your questions but you.

✅ You can come back any time—the chat remembers what it's trained to know, and it's always openUse this space to add more details about your site, a customer quote, or to talk about important news.

📌 Need a Chat Link?

If you don’t yet have access to one of my chats, visit the Free Resources page to see what’s available.

Some chats are free for now, but others may be offered as paid guides in the future. The sooner you explore, the more you can take advantage of what’s available today!

🔔 Stay in the Loop

Each interactive chat is part of a bigger mission to help you prepare, understand, and take smart steps toward homeownership. I’m constantly building new chats, checklists, and resources—so stay connected!

If you haven’t yet, sign up for updates here:
👉 www.wait-list.homeloanteacher.com

🏡 Remember:

Whether you’re prepping for a loan, working on your credit, or just starting to dream—Home Loan Teacher is here to help you do it smartly, step by step.